Here's my question, though: What are ways to build credit? What does "you receive your bill every month" mean on their website? I've paid my account on time, but recently racked up a large balance to buy some studio equipment at home.
Again, no real problems but they are very slow to give credit limit increases. I'm not two years in yet but so far it hasn't been a terrible experience. I immediately closed the account. Synchrony's run by a bunch of a-holes. They did the same thing with my Walmart store card. I closed that trash too. Also, synchrony bank has a reputation of lowering your credit limit for no good reason which has advere effects on peoples credit score Not sure what to say. Never got even close to the limit and paid the balance within a few months.
Shortly after, they closed the account without notice and my credit score dropped 45 points. It's a nice, simple card for people that use Amazon a lot. I've had no issues with it at all.
Just pay your balance in full or at least don't take the full length of time to pay it off. It's nice that you will get automatically upgraded to the Prime card if you decide to get Prime. They can and will drop your Limit without warning. They will not give you sufficent evidence to justify their decisions. Their support is just as bad as their business practice. Even if you pay on time and over minimum they will do as they please.
No interest in taking care of customers. Been paying on this card thinking I can actually pay it off and all of a sudden, I get hit with a huge interest charge. Turns out, I had a limited time to pay off the purhase. No warning and no attempt to help me reconsile.
I have immediately done a bbalance transfer to get off this card. I only need it for the credit line amount on my credit report. I will nolonger use this card.
I have had this credit line for two years. I have never paid late, I have always paid more then the required minimum payment. For no reason at all they dropped my credit line by dollars. Do this has lead to me paying it off and closing it. Just to add an update Still, no real problems in the nearly two years I've had it. Used it up pretty fast to buy Christmas gifts for my friends and family with the mindset that I would be able to very easily pay it off. They also make it hard to log in to your account and their customer service is terrible.
Half the people I talked to didn't speak English very well not racist, just a fact that makes communication a little harder. Anyway, Save your self the trouble and do not get this card.
This seems to be a never-ending scam. That doesn't even add up. Show us the numbers because unless there is a late fee there or even several those numbers are not right. Please be aware that new regulations are making it very hard unless you are 21 or older, and have had employment for 1 full year. Also, minimum wage income will not be enough. They may want to see full time employment, above min wage, for one full year.
Also, carrying balances on a credit card is the fastest way to destroy credit. For good credit, charge things you need like gas, and pay in full each month. Do not destroy your credit. Remember employers check, so do landlords, lenders, and even car insurance companies.
I wish you could save for this item first, then buy it. I hate to see your credit destroyed instantly. Also be aware that usually a first card has a low limit. Usually only about bucks. Minimum monthly payments required. What does that mean? How to pay the monthly bill of "Amazon. Amazon Store Credit Card?
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Make a Payment on an ditilink.gq Store Card Account. You can make one-time or recurring payments on your ditilink.gq Store Card Account by signing into your Synchrony Bank online account. The payment due date for your account can be found on your monthly billing statement, or . Jan 12, · I opened an Amazon store card (GECRB, not the Chase card) a few weeks ago and financed a purchase for 2 years. Does anyone know what percentage they use to calculate the minimum payment? IIRC it's $20 (sure of this one) or %, whichever is greater. Manage Your ditilink.gq Store Card or Amazon Prime Store Card Account Online.